What fees do you charge?

New Business Setup Fee

(Included within your policy price and non-refundable in the event of cancellation)

Fee CostWhy we charge it
£60

To cover the costs of arranging and servicing a new policy.

Please Note: If your policy starts after 8th October 2025, a fee of £40 would apply.

 

Cancellation fee

Before 14 daysAfter 14 daysWhy we charge it
£35£65

To cover the costs of administering the  cancellation of your policy and notifying third parties.

 

Please Note: If your policy starts after 8th October 2025, a fee of £55 after 14 days would apply.

 

Policy change fee

OnlineOfflineWhy we charge it
£0£25

To cover the costs of administering changes processed by our customer service team.

 

Please Note: For any policies that start or renew after 8th October 2025 would have a reduced fee of £15 for changes made online.

 

Renewal Fee

(Included within your policy price and non-refundable in the event of cancellation)

Fee CostWhy we charge it
£60To cover the cost of renewing and servicing your policy.

Please Note: For any policies that renew after 8th October 2025, a fee of £40 would apply.

 

Direct Debit Failure Fee

Fee CostWhy we charge it
£25To cover the cost of reapplying for payment after a missed direct debit.

 

Debt Collection agency Fee

Fee CostWhy we charge it
£20To cover the cost of collecting the debt

 

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